If you are looking for a new debit card, you may want to consider Curve cash. This card is a great option because it allows you to consolidate all of your payment cards into one. It provides 1% cash back and does not charge fees for ATM withdrawals. Read on to learn a few things to keep in mind when using this card.
Curve is a debit card
Curve cash is a debit card issued by a third-party provider and not the original issuer. The card does not store any money, but transfers money out of your funding account when you need to make a purchase. When this happens, Curve only transfers the amount needed to complete the transaction. This way, your money stays safe. The card can also be locked, which adds extra security.
Curve offers a starter plan that allows you to link your current bank card. The card is available in GBP, EUR, USD, SEK, ZAR, NOK, and CAD. This allows you to make purchases in your home currency or in the currency of your choice, without worrying about foreign exchange fees.
It consolidates your payment cards
Curve cash consolidates your payment cards into one convenient app. It's compatible with Apple Pay, Android Pay, and Samsung Pay. One card replaces several others, and all of your purchases are processed using one secure Mastercard. This means that you don't have to carry several payment cards around or remember multiple PINs and CVV numbers.
Curve accepts both USD and GBP currency. You can even use it overseas, with no currency conversion fees. The currency exchange rate is based on the last open market exchange rate. Curve also charges a 0.5% or 1.5% fee for weekends, which protects your money against currency fluctuations while markets are closed.
It offers 1% cashback
Using the Curve credit card to pay your bills, make purchases, and use loyalty cards is a great way to earn rewards. It offers a variety of features including fair exchange rates and free ATM withdrawals abroad. In addition, you will never have to pay foreign transaction fees. Curve is also safe and secure, and you can lock it if you lose it.
You can choose from a variety of retailers who support the Curve cash program. The program can be paired with existing rewards cards for a doubled reward on purchases. The first six months are free, and the 1% cashback is available on purchases made with the card.
It doesn't charge ATM withdrawal fees
Curve cash does not charge ATM withdrawal fees. Some ATMs do, however, so it's a good idea to check beforehand. You can also find other ATMs that do not charge you a fee if you want to avoid paying them. You can also transfer the money to another card if you're worried about getting caught with it.
Curve also has a fee-free currency conversion feature. While other services charge around 2%, Curve applies a fee of 0.5% or less. If you use the card abroad, you'll also be able to avoid any foreign exchange fees. Curve also offers foreign currency protection up to 100,000 EUR. The security of the account is also enhanced by multi-factor authentication, including a biometric scan and a one-time password.
It offers anti-embarrassment mode
The Curve app has a built-in anti-embarrassment feature to protect you when you need to make a purchase. This feature allows you to create a backup card, which is automatically used when your primary card is declined. This feature prevents embarrassment, especially in social situations.
This anti-embarrassment feature uses real-time technology to ensure your payments go through. If your card is declined, the Curve app will try another card in real-time. The declined card will not be notified to the merchant, nor will the merchant hear a beep.
The Curve app also allows you to add a backup card, so you can spend your money without having to carry an extra wallet. The app will also let you see where you have money, and you can even set an auto-spend feature. The Curve app will also allow you to switch payments from one card to another after you've made them on one.